The scheme is being offered by all general insurance companies in India. To avail the benefits of the scheme, the applicant must have a bank account and an Aadhaar card. The applicant can enroll for the scheme online or through a bank branch.
The claim process under the scheme is simple and hassle-free. In case of an accident, the nominee or the insured person can file a claim with the insurance company. The claim will be processed within 30 days of the receipt of the claim papers.
The Pradhan Mantri Suraksha Bima Yojana is a very beneficial scheme for people of all income groups. It provides a low-cost insurance cover against accidental death or disability. The scheme is easy to enroll for and the claim process is simple. I would encourage everyone to enroll for the scheme and secure their financial future.
Here are some of the key features of the Pradhan Mantri Suraksha Bima Yojana:
- Age group: 18 to 70 years
- Coverage: ₹ 2 lakh for accidental death or full disability, and Rs. 1 lakh in case of partial disability
- Premium: ₹ 20 per annum
- Enrollment: Online or through a bank branch
- Claim process: Simple and hassle-free
If you are looking for an affordable insurance cover against accidental death or disability, the Pradhan Mantri Suraksha Bima Yojana is a great option.